This isn't related to the current changes in health care it's related to negotiations between health insurance plans and medical providers. These changes might mean that your current doctor, hospital, specialist and other medical treatment and medical service providers may not be covered and this can have an effect on the coverage of care for your child. In fact, sometimes a plan will change during the year, dropping and/or adding health care providers. Things to know when shopping for insuranceĮvery year, people change health plans for various reasons, but what you may not realize is that every plan offers a different list of health care providers. This means you will be required to pay out of your pocket for uncovered doctor and medical bills. Not checking with your health insurance plan could result in large expenses that aren't covered under your insurance plan. Anytime your child is referred to a specialist or requires medical treatment, it's helpful to check with your health insurance plan before scheduling an appointment or procedure. You should also note that insurance plans change provider lists quite often. Children are not small adults and having them treated by pediatric doctors and medical experts who understand kids helps to ensure the very best care for your child. For this reason, you should check with your health insurance plan to ensure that Cook Children's is included in your health plan's provider list. Even employer-provided plans of the same name may be different from company to company, depending on the types of coverage your employer selects. There are hundreds of health care plans and each one is different. When negotiating insurance contracts with insurance companies, Cook Children's is always focused on ensuring the best quality of care and coverage on behalf of the children and families we serve. It is important to understand insurance and we're here to help give each family the tools they need to find the best coverage for their needs, so you can keep your focus on the child that matters most. We also provide direction on where to turn for help if you run into complications. We provide basic information on health insurance, what kinds of policies are available, how to save money on insurance costs, who to contact when you have insurance questions and the kinds of coverage available to children in Texas under the new health laws. Here, we provide you with information you need to choose a plan that covers your child's unique needs. Not all insurance policies provide coverage for specialized medical care for children. And, when it comes to your child's health, it's very important to know what your insurance will and will not cover.Īt Cook Children's, we want every child to have access to the best pediatric care possible. We're here to help you better understand health insurance in general because information is power. You've heard the saying, "what you don't know can hurt you." When it comes to health care insurance, what you don't know can COST you. IMPORTANT: If your appointment is at our Dodson Specialty Clinics building, please use the new P1 garage to park and check in for your appointment.
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